Add the property in Real Estate, then add its mortgage or home equity line of credit (HELOC) in Real Estate Debt. The property and debt are separate entries in the Evaluation.
Add the property and debt
Open the client's Evaluation, then select Preliminary.
Under Personal Real Estate, select the applicable property type. This makes Real Estate available.
Under Debt, select Mortgage and/or Home Equity Line of Credit (HELOC). These choices remain unavailable until a personal real-estate type is selected.
Open Real Estate and add the property. Enter the required ownership and value information, then select Save.
Open Real Estate Debt.
Select Add Mortgage or Add Line of Credit.
Choose the property, enter the available balance, rate, payment, and term information, then select Save.
The property is recorded as an asset and the mortgage or HELOC as a liability. Entering one does not create the other.
Confirm the result
After saving, confirm the property and debt appear in the Evaluation. Review the current position in Statements and the applicable scenario in Financial Insights.
If a debt choice is unavailable, return to Preliminary and confirm a personal real-estate type is selected. If a saved debt does not appear or cannot be linked to the property, contact Planworth Support. Lending suitability and tax treatment are outside this data-entry workflow.